1. Agreement to Terms
By accessing or using the website located at https://consumerdebtprotection.com (the “Site”) and/or by registering for or using any service offered by Consumer Debt Protection (“we,” “us,” “our”), you (“you,” “your,” “User”) agree to be bound by these Terms of Service (the “Terms”). If you do not agree with these Terms, please do not use the Site or our services.
2. Services Provided
We provide information, resources, and debt relief related services (e.g., consolidation, settlement, counseling) (collectively, the “Services”). The Services may involve interacting with third-party creditors or lenders. Use of the Services is subject to your eligibility and acceptance by us or applicable third-parties.
3. Eligibility
You represent and warrant that you are at least 18 years of age, have legal capacity to enter into binding contracts, and that any information you provide to us is true, complete and up-to-date. If you are acting on behalf of another person, you represent you have full authority to bind that person.
4. Your Use of the Site
While using the Site and Services you agree to:
- Provide accurate, complete and current information when prompted.
- Maintain the security of your account credentials (if account creation is required).
- Abide by all applicable local, national, and international laws.
- Not use the Site or Services for unlawful or harmful purposes.
We reserve the right to refuse service, suspend or terminate accounts, or remove or modify content in our discretion.
5. Fees and Payments
Any fees applicable to the Services will be communicated to you prior to your enrollment. You agree to pay all applicable fees. We will not charge you fees for services promised unless you have been given clear disclosures in advance. Note: If you are based in a jurisdiction where laws prohibit advance fees for debt relief services, you must comply with those legal requirements (e.g., withholding fees until performance).
6. Intellectual Property
All content on the Site (text, graphics, logos, images, audio, video, software) is our property or licensed to us and is protected by intellectual property laws. You may use the Site for personal and non-commercial purposes only. You may not reproduce, distribute, modify, publicly display or create derivative works of the Site content without our express written permission.
7. Disclaimers
The Site and Services are provided “as is” and “as available” without warranties of any kind, either expressed or implied. We do not guarantee that results will be achieved or that creditors will negotiate or cooperate. You understand and accept that engagement with our Services does not guarantee debt forgiveness, payoff or savings.
8. Limitation of Liability
To the fullest extent permitted by law, in no event will Consumer Debt Protection, its affiliates, officers, directors or employees be liable for any indirect, incidental, special, consequential or punitive damages, including but not limited to lost profits, lost savings, or loss of data, arising out of your access to, use of, or inability to use the Site or Services. Our total aggregate liability shall not exceed the amount of fees actually paid by you for the Services giving rise to the claim.
9. Indemnification
You agree to indemnify, defend and hold harmless Consumer Debt Protection, its affiliates, officers, directors and employees from any claim, liability, loss, damage, cost or expense (including reasonable attorney’s fees) arising out of your use of the Site or Services, or your violation of these Terms.
10. Modification of Terms
We reserve the right to change, modify or update the Terms at any time by posting the revised version on the Site. The “Effective Date” at the top will be updated. Your continued use of the Site or Services after the posting of changes constitutes your acceptance of those revised Terms.
11. Termination
We may suspend or terminate your access to the Site or Services at any time, without notice or liability, for any reason including your breach of these Terms. Upon termination, all rights granted to you will cease immediately and you must cease all use of the Site.
12. Governing Law & Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of [Insert jurisdiction — e.g., “Sindh, Pakistan”] without regard to its conflict of law provisions. Any dispute arising from or relating to these Terms or the Services will be resolved exclusively by binding individual arbitration, rather than in courts, except that you may seek relief in a small claims court or injunctive relief in a court of competent jurisdiction if such is permitted. You and we each waive any right to a jury trial or to participate in a class-action.
13. Assignment
You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign or transfer our rights, obligations, or Services, in whole or in part, at any time.
14. Severability
If any provision of these Terms is found invalid or unenforceable by a court or arbitrator, the remaining provisions shall remain in full force and effect.
15. Entire Agreement
These Terms, together with our Privacy Policy and any other documents expressly incorporated by reference herein, constitute the entire agreement between you and Consumer Debt Protection regarding the Site and Services, and supersede all prior or contemporaneous communications or agreements.
16. Contact Information
If you have any questions about these Terms, please contact us at:
Consumer Debt Protection
Email: [info@consumerdebtprotection.com]
Phone:[+1 888 522 4929]